High-net-worth families often assume that financial resources alone will secure a meaningful future for a child with disabilities, but wealth is not a substitute for planning. This case study will examine a complex scenario requiring collaboration between financial advisors, special needs attorneys, and care advocates. Topics will include establishing eligibility for Childhood Disability Benefits (CDB) and the documentation required, integrating life planning with legal and financial strategies, and building systems of checks and balances to prevent isolation and abuse. The session will also emphasize the importance of assembling a strong multidisciplinary team to ensure continuity of care, sound decision-making, and long-term security. Attendees will come away with practical tools for guiding wealthy families through the unique challenges of creating a truly comprehensive plan.