Daniel Cutter is a Senior Vice President and Senior Financial Advisor with the Special Needs Team at Merrill Lynch Wealth Management. Headquartered in San Francisco, Dan works with clients throughout the West, providing tailored advice and guidance to enhance the long-term financial well-being of special-needs, disabled, and elderly individuals. He is particularly skilled in working with clients’ external trust and legal advisors to design customized programs squarely focused on the client’s well-being. His focus areas include Special Needs Trusts, government benefits, trust administration, the Uniform Prudent Investor Act, and the California Probate Code.  

This passion and commitment to serve others drove Daniel to help develop the Special Needs Team at Merrill. The Special Needs Team is a deeply experienced group of financial advisors and client associates dedicated to helping improve the long-term well-being of individuals who cannot care for themselves by offering financial advice and guidance.  Located in multiple offices throughout California, they work closely with private, professional fiduciaries and family members to provide budgeting, wealth planning, and investment management designed to assist those who are integral to the care of society’s most vulnerable: people with disabilities, elderly individuals with dementia, accident victims and other special needs populations.