Creating a solid financial plan for a special needs beneficiary requires carefully protecting assets, preserving public benefits, and planning long-term care needs. Without the proper structure, even well-meaning plans can fail to provide the necessary support for the beneficiary’s lifetime. In this session, attendees will dive into the core elements of structuring a comprehensive financial plan, including the role of special needs trusts, ABLE accounts, and long-term budgeting strategies. By understanding these essential components, the attendee will be better equipped to create robust plans that safeguard your clients’ financial future while ensuring ongoing access to critical benefits.