Effective special needs trust (SNT) planning goes beyond drafting legal documents—it requires a comprehensive, person-centered approach that integrates financial security, public benefits preservation, and lifetime care management. This session will explore the critical elements of holistic SNT planning, ensuring that the trust functions not only as a financial tool but also as a roadmap for the beneficiary’s lifelong wellbeing. Attendees will learn how to structure trusts to enhance quality of life, coordinate with ABLE accounts and other resources, and ensure continuity of care through effective trustee and care management planning.