The call comes from a client you already serve: Their child (or someone they care about) was injured, the case is settling, and they want to know what to do. Many estate planners immediately feel overwhelmed and uncomfortable because this issue is outside of their comfort zone, and they do not know the answer. The stakes are immediate: One deposit can suspend Supplemental Security Income and Medicaid the following month and force a spend-down of funds meant for a lifetime of care. “Deeming” rules widen the risk: A parent’s own recovery can strip a child’s benefits. This program will equip attendees to answer the call. It will cover which clients and benefits are at risk; when first-party special needs trusts, pooled trusts, Achieving a Better Life Experience (ABLE) accounts, settlement preservation trusts, and “deemor” trusts fit; and which options close permanently once funds arrive.